Inventory / New / F-150

2026 Ford F-150 XLT

VIN 1FTFW3L84TKD35850Stock 3704Silver Metallic4WD
$63,157
Includes $799 dealer processing fee
MSRP $64,300save $1,143
Available nowNew | 127 mi
6 offers eligible
Savings measured against MSRP. Tax, title and license extra. See details.
View this vehicle on charlieobaugh.com
Pricing details and disclosure
Manufacturer's suggested retail price$64,300
Advertised price$63,157
Savings$1,143, measured as the manufacturer's suggested retail price minus the advertised price

Advertised: save $1,143. This offer applies to Stock #3704, VIN 1FTFW3L84TKD35850. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $64,300. Advertised price: $63,157. Savings: $1,143, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Features and factory options

per VIN
Front License Plate BracketXLT Black Appearance PackageEquipment Group 302A Mid360 Degree CameraFX4 Off-Road PackageBody-Color Door HandlesFord Co-Pilot360 Assist 2.0Adaptive Cruise Control with Stop and GoAuto-Dimming Rear-View MirrorDual-Zone Electronic Automatic Temperature Control
Show all 77 features
Ford Connectivity Package (1-Year Included)Heated Front SeatsCloth 40/20/40 Front Seat400W Pro Power Onboard (cab & Bed)Front Parking SensorsIntelligent Access with Push Button StartPower Glass Heated Sideview MirrorsRemote Start System with Remote Tailgate ReleasePower-Sliding Rear WindowRadio: AM/FM Stereo with SiriusXM 360L18" Painted Aluminum WheelsSYNC 4Towing TechnologyWrapped Steering Wheel4-Wheel Disc BrakesInternet access capable: 5G Modem - Ford Connectivity PackageEmergency communication system: SYNC 4 911 AssistAM/FM radio: SiriusXM with 360LAuto High-beam HeadlightsCompass7 SpeakersFront beverage holdersVariably intermittent wipersTrip computerTraction controlTilt steering wheelTelescoping steering wheelSteering wheel mounted audio controlsSplit folding rear seatSpeed controlSecurity systemRemote keyless entryRear window defrosterRear step bumperRear reading lightsRadio data systemPower windowsPower steeringPower door mirrorsPassenger vanity mirrorPassenger door binPanic alarmOverhead consoleOverhead airbagOutside temperature displayOccupant sensing airbagLow tire pressure warningIlluminated entryHeated door mirrorsFully automatic headlightsFront wheel independent suspensionFront reading lightsFront fog lightsFront anti-roll barDual front side impact airbagsDual front impact airbagsDriver vanity mirrorDriver door binDelay-off headlightsBumpers: body-colorBrake assistAlloy wheelsABS brakesTachometerFront Center ArmrestElectronic Stability ControlAir Conditioning

Your payment on this vehicle

6 estimates computed for this VIN
Finance
$1,258/mo
60 months at 5.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$1,258/mo
Term60 months
APR5.49%
Cash down$0
Advertised price$63,157
Dealer documentation fee$799
Price including doc fee$63,157
Amount financed$65,873
Per $1,000 financed$19.10
Total of payments$75,477
Expires2026-09-30

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $1,258 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $75,477. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$1,091/mo
72 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$1,091/mo
Term72 months
APR5.99%
Cash down$0
Advertised price$63,157
Dealer documentation fee$799
Price including doc fee$63,157
Amount financed$65,873
Per $1,000 financed$16.57
Total of payments$78,580
Expires2026-09-30

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $1,091 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $78,580. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$978/mo
84 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$978/mo
Term84 months
APR6.49%
Cash down$0
Advertised price$63,157
Dealer documentation fee$799
Price including doc fee$63,157
Amount financed$65,873
Per $1,000 financed$14.84
Total of payments$82,140
Expires2026-09-30

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $978 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $82,140. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$856/mo
36 months, 10,000 mi/yr, $1,016 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$856/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$0
Due at signing$1,016
MSRP$64,300
Lease selling price$63,157
Net capitalized cost$63,802
Residual value$39,866
Money factor0.0015
Total of payments$30,816
Expires2026-09-30

Estimated lease payment for stock #3704, VIN 1FTFW3L84TKD35850. $856 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,016, made up of $856 first payment, $60 title, $100 registration. MSRP $64,300. Lease selling price $63,157. Net capitalized cost $63,802. Residual value $39,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $30,816. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$764/mo
36 months, 10,000 mi/yr, $3,923 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$764/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$2,999
Due at signing$3,923
MSRP$64,300
Lease selling price$63,157
Net capitalized cost$60,803
Residual value$39,866
Money factor0.0015
Total of payments$27,504
Expires2026-09-30

Estimated lease payment for stock #3704, VIN 1FTFW3L84TKD35850. $764 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,923, made up of $764 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,300. Lease selling price $63,157. Net capitalized cost $60,803. Residual value $39,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $27,504. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Savings off MSRP
$1,143
MSRP $64,300, our price $63,157
our estimate
Savings measured against MSRP. Excludes tax, title and license.
Payment details and disclosure
MSRP$64,300
Advertised price$63,157
Savings$1,143
Savings basisMSRP less advertised price
Expires2026-09-30

Savings of $1,143 on stock #3704, VIN 1FTFW3L84TKD35850, measured as the $64,300 manufacturer's suggested retail price less the $63,157 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 24401, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Payments are computed on a price that includes the $799 dealer documentation fee. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Current offers

6 programs | 1 shown as a firm offer
Finance
$1,258/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $1,258 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $75,477. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$1,091/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $1,091 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $78,580. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$978/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3704, VIN 1FTFW3L84TKD35850. $978 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $63,157, which includes the $799 dealer processing fee. Amount financed $65,873, including $2,716 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $82,140. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$856/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #3704, VIN 1FTFW3L84TKD35850. $856 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,016, made up of $856 first payment, $60 title, $100 registration. MSRP $64,300. Lease selling price $63,157. Net capitalized cost $63,802. Residual value $39,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $30,816. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$764/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #3704, VIN 1FTFW3L84TKD35850. $764 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,923, made up of $764 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $64,300. Lease selling price $63,157. Net capitalized cost $60,803. Residual value $39,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $27,504. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Savings off MSRP
$1,143
Savings measured against MSRP. Excludes tax, title and license.
ends 2026-09-30
Savings measured against MSRP. Excludes tax, title and license.
Offer details and disclosure

Savings of $1,143 on stock #3704, VIN 1FTFW3L84TKD35850, measured as the $64,300 manufacturer's suggested retail price less the $63,157 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

Every figure above is restated with its terms in that offer's disclosure. Offers that do not state every term required to advertise them are marked and are not presented as firm offers. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Specifications

factory + VIN-decoded
Engine
3.5L V6 EcoBoost
Transmission
10-Speed Automatic
Drivetrain
4WD
Body
4D SuperCrew
Exterior
Silver Metallic
Interior
Black
Fuel
Gasoline
MPG
18 city / 23 hwy
Condition
New
Mileage
127 mi
Stock #
3704

Decoded from the VIN: class TRUCK | body Pickup | make Ford | engine 3.5L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Base MSRP, 2026 Ford F-150 XLT$64,300
Total MSRP$64,300

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Charlie Obaugh Auto Group

Address410 Lee Jackson Highway, Staunton, VA 24401
Phone(540) 324-4446
DeptsSales | Service | Parts | Finance
RegionStaunton, VA
Identity, address, and geo from the dealership verified store record.
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