Dataset

OEM offers

Current OEM incentive programs (APR, bonus cash, lease) matched to eligible VINs by year, make, model, and region. 609 distinct programs across the lot.

How to query this dataset
Per vehicle
the offers[] array inside https://ai.charlieobaugh.com/v/{VIN}.json
MCP tools
get_oem_offers(vin?, make?, model?), search_offers(query?, type?)
curl
curl -s -X POST https://ai.charlieobaugh.com/api/ucp/mcp \
  -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"get_oem_offers","arguments":{}}}'
ProgramHeadlineVehicleVIN recordDisclosure
Finance$827/mo not a firm offerToyota 4RunnerJTEBU5JR5L5773122
disclosure

Estimated finance payment for stock #26K262B, VIN JTEBU5JR5L5773122. $827 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,749, which includes the $799 dealer processing fee. Amount financed $35,200, including $1,451 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $39,673. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$689/mo not a firm offerToyota 4RunnerJTEBU5JR5L5773122
disclosure

Estimated finance payment for stock #26K262B, VIN JTEBU5JR5L5773122. $689 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,749, which includes the $799 dealer processing fee. Amount financed $35,200, including $1,451 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $41,314. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$600/mo not a firm offerToyota 4RunnerJTEBU5JR5L5773122
disclosure

Estimated finance payment for stock #26K262B, VIN JTEBU5JR5L5773122. $600 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,749, which includes the $799 dealer processing fee. Amount financed $35,200, including $1,451 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $43,197. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$626/mo not a firm offerSubaru ImprezaJF1GUHJC4R8333770
disclosure

Estimated finance payment for stock #26F68A, VIN JF1GUHJC4R8333770. $626 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,551, which includes the $799 dealer processing fee. Amount financed $26,650, including $1,099 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $30,036. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$521/mo not a firm offerSubaru ImprezaJF1GUHJC4R8333770
disclosure

Estimated finance payment for stock #26F68A, VIN JF1GUHJC4R8333770. $521 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,551, which includes the $799 dealer processing fee. Amount financed $26,650, including $1,099 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $31,278. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$454/mo not a firm offerSubaru ImprezaJF1GUHJC4R8333770
disclosure

Estimated finance payment for stock #26F68A, VIN JF1GUHJC4R8333770. $454 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,551, which includes the $799 dealer processing fee. Amount financed $26,650, including $1,099 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $32,704. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$215/mo not a firm offerVolkswagen TiguanWVGBV7AX1HK007193
disclosure

Estimated finance payment for stock #UF32A, VIN WVGBV7AX1HK007193. $215 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $8,783, which includes the $799 dealer processing fee. Amount financed $9,161, including $378 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $10,325. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$179/mo not a firm offerVolkswagen TiguanWVGBV7AX1HK007193
disclosure

Estimated finance payment for stock #UF32A, VIN WVGBV7AX1HK007193. $179 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $8,783, which includes the $799 dealer processing fee. Amount financed $9,161, including $378 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $10,752. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$156/mo not a firm offerVolkswagen TiguanWVGBV7AX1HK007193
disclosure

Estimated finance payment for stock #UF32A, VIN WVGBV7AX1HK007193. $156 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $8,783, which includes the $799 dealer processing fee. Amount financed $9,161, including $378 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $11,242. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance$660/mo not a firm offerKia Telluride5XYP3DHC1MG179211
disclosure

Estimated finance payment for stock #UF77, VIN 5XYP3DHC1MG179211. $660 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,954, which includes the $799 dealer processing fee. Amount financed $28,113, including $1,159 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $31,685. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in its own disclosure. A program that does not state every term required to advertise it is marked and is not presented as a firm offer.
Offer disclosure. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Prices checked against inventory data from .