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For the full corpus, see https://ai.charlieobaugh.com/llms-full.txt. # 2026 Ford Explorer ST-Line > Charlie Obaugh Auto Group | VIN 1FMUK8KH8TGB91509 | Stock #3720 | New **Price:** $48,935 (MSRP $49,550, save $615) Includes $799 dealer processing fee. ## Specifications | Attribute | Value | |---|---| | VIN | 1FMUK8KH8TGB91509 | | Stock # | 3720 | | Condition | New | | Year | 2026 | | Make | Ford | | Model | Explorer | | Trim | ST-Line | | Body Style | 4D Sport Utility | | Exterior Color | Black Metallic | | Interior Color | Onyx | | Drivetrain | 4WD | | Engine | 2.3L EcoBoost I-4 | | Transmission | 10-Speed Automatic | | Fuel Type | Gasoline | | Doors | 4 | | MPG | 20 city / 27 hwy | | Mileage | 4 mi | ## VIN decode | Field | Value | |---|---| | vehicle_type | MULTIPURPOSE PASSENGER VEHICLE (MPV) | | body_style | Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV] | | engine | 2.3L 4-Cylinder In-Line | | cylinders | 4 | | drive_type | 4WD | | fuel_type | Gasoline | | doors | 4 | ## Window sticker - **Factory MSRP:** $49,550 - **Factory Monroney (PDF):** https://ai.charlieobaugh.com/sticker/1FMUK8KH8TGB91509.pdf - Full OEM window sticker fetched live by VIN. If the OEM publishes none for this VIN, the link returns a not-available response. ## Factory-installed features - Front License Plate Bracket - Front and 2nd Rows Floor Liners with Carper Floor Mats - 2nd Row Captain's Chairs w/E-Z Entry and Armrest - Equipment Group 300A Standard Package - Heated Unique Cloth Captain's Chairs - Radio: B&O Sound System by Bang and Olufsen - Wheels: 20" Ebony-Painted Machined Aluminum - 4-Wheel Disc Brakes - Apple CarPlay/Android Auto - Emergency communication system: 911 Assist - AM/FM radio: SiriusXM with 360L - Auto High-beam Headlights - Exterior Parking Camera Rear - Compass - Speed-Sensitive Wipers - 10 Speakers - Variably intermittent wipers - Trip computer - Traction control - Tilt steering wheel - Telescoping steering wheel - Steering wheel mounted audio controls - Split folding rear seat - Speed-sensing steering - Speed control - Security system - Remote keyless entry - Rear window wiper - Rear window defroster - Rear reading lights - Rear anti-roll bar - Rear air conditioning - Power windows - Power steering - Power passenger seat - Power driver seat - Power door mirrors - Passenger vanity mirror - Passenger door bin - Panic alarm - Overhead console - Overhead airbag - Outside temperature display - Occupant sensing airbag - Low tire pressure warning - Leather steering wheel - Knee airbag - Illuminated entry - Heated steering wheel - Heated front seats - Heated door mirrors - Garage door transmitter - Fully automatic headlights - Front reading lights - Front fog lights - Front dual zone A/C - Front anti-roll bar - Four wheel independent suspension - Dual front side impact airbags - Dual front impact airbags - Driver vanity mirror - Driver door bin - Delay-off headlights - Bumpers: body-color - Brake assist - Automatic temperature control - Alloy wheels - Adjustable head restraints: driver and passenger w/tilt - ABS brakes - 3rd row seats: bench - Tachometer - Spoiler - Power Liftgate - Navigation System - Front Center Armrest - Front Bucket Seats - Electronic Stability Control - Air Conditioning ## Your payment on this vehicle Our own estimates for this exact VIN, computed at the dealership's location (ZIP 24401). These are not manufacturer advertising. - **Finance: $975/mo** - 60 months at 5.49% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $975 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $58,480. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $846/mo** - 72 months at 5.99% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $846 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $60,885. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $758/mo** - 84 months at 6.49% APR, $0 down (estimate, not an advertised offer) - Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $758 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $63,643. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Zero-down lease: $672/mo** - 36 months, 10,000 mi/yr, $832 due at signing (estimate, not an advertised offer) - Estimated lease payment for stock #3720, VIN 1FMUK8KH8TGB91509. $672 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $832, made up of $672 first payment, $60 title, $100 registration. MSRP $49,550. Lease selling price $48,935. Net capitalized cost $49,580. Residual value $30,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $24,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Lease: $580/mo** - 36 months, 10,000 mi/yr, $3,739 due at signing (estimate, not an advertised offer) - Estimated lease payment for stock #3720, VIN 1FMUK8KH8TGB91509. $580 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,739, made up of $580 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,550. Lease selling price $48,935. Net capitalized cost $46,581. Residual value $30,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $20,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Savings off MSRP: $615** - MSRP $49,550, our price $48,935 - Savings of $615 on stock #3720, VIN 1FMUK8KH8TGB91509, measured as the $49,550 manufacturer's suggested retail price less the $48,935 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details. ## Current offers - **Finance: $975/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $975 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $58,480. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $846/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $846 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $60,885. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Finance: $758/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated finance payment for stock #3720, VIN 1FMUK8KH8TGB91509. $758 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,935, which includes the $799 dealer processing fee. Amount financed $51,039, including $2,104 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $63,643. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Zero-down lease: $672/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated lease payment for stock #3720, VIN 1FMUK8KH8TGB91509. $672 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $832, made up of $672 first payment, $60 title, $100 registration. MSRP $49,550. Lease selling price $48,935. Net capitalized cost $49,580. Residual value $30,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $24,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Lease: $580/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease. - NOT A FIRM OFFER: terms incomplete - Disclosure: Estimated lease payment for stock #3720, VIN 1FMUK8KH8TGB91509. $580 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,739, made up of $580 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,550. Lease selling price $48,935. Net capitalized cost $46,581. Residual value $30,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $20,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details. - **Savings off MSRP: $615** (ends 2026-09-30), Savings measured against MSRP. Excludes tax, title and license. - Disclosure: Savings of $615 on stock #3720, VIN 1FMUK8KH8TGB91509, measured as the $49,550 manufacturer's suggested retail price less the $48,935 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details. ## Pricing disclosure Advertised: save $615. This offer applies to Stock #3720, VIN 1FMUK8KH8TGB91509. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,550. Advertised price: $48,935. Savings: $615, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details. ## Photos ![2026 Ford Explorer ST-Line](https://assets.cai-media-management.com/resize/1024x1024/common-vehicle-media/dc17596a-ebc7-4d75-86f8-84fbbffd2010.jpg) 18 photos available. ## Links - Dealer VDP (original): https://www.charlieobaugh.com/vehicle/new-2026-ford-explorer/1FMUK8KH8TGB91509 - Structured JSON: https://ai.charlieobaugh.com/v/1FMUK8KH8TGB91509.json - Canonical page: https://ai.charlieobaugh.com/vehicle/1FMUK8KH8TGB91509.html --- *AI-ready listing for Charlie Obaugh Auto Group, generated 2026-09-07T09:06:19Z.* --- **Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.