---
id: what-if-the-standard-loan-terms-don-t-work-for-me
title: "What if the standard loan terms don't work for me?"
category: faq
subtopic: finance-customize
page_type: faq
source_url: "https://www.charlieobaugh.com/finance"
tags: ["financing", "customization", "flexibility"]
questions:
  - "Can I get custom financing terms?"
  - "What if I don't fit standard rates?"
  - "Can we work out a different payment plan?"
related: [finance-apply, finance-calculator]
dealer: Charlie Obaugh Auto Group
---

Yes! Our finance team knows that everyone's situation is unique. If the rates or terms shown in our calculator don't match your needs, don't worry-just ask. We can work with you to customize financing options designed for your specific circumstances.

Whether you need a different loan length, have questions about your credit, or want to explore other possibilities, our team is ready to find a solution. Call your nearest Charlie Obaugh location-Kia at (540) 324-4446, Chevrolet/GMC at (540) 324-8634, Mitsubishi at (540) 885-8893, or Ford at (540) 932-3200-and let's discuss what works best for you.